Alex Hurst
Still Need Medicare Coverage for 2026? It’s Not Too Late to Explore Your Options in Pennsylvania

If you or someone you know missed the Medicare Annual Enrollment Period, you’re not alone — and you may still have options. At Senior Solutions of PA, we help seniors across Lancaster County and throughout Pennsylvania understand their Medicare choices with clarity and confidence. Whether you need help with Medicare Advantage plans in Pennsylvania, Medicare Supplement (Medigap) insurance, or Medicare Part D prescription drug plans, guidance is still available.

Medicare Advantage Open Enrollment Period (January 1–March 31, 2026)

If you're already enrolled in a Medicare Advantage plan in Pennsylvania, the Medicare Advantage Open Enrollment Period gives you another opportunity to make changes. From January 1 through March 31, 2026, you can:

  • Switch to a different Medicare Advantage plan
  • Return to Original Medicare
  • Add a Medicare Part D prescription drug plan if you go back to Original Medicare

For many seniors in Lancaster, PA and surrounding areas, this window provides a valuable second chance to correct coverage that may not be meeting their needs.

Special Enrollment Periods (SEPs)

Certain qualifying life events may allow you to enroll in or change Medicare coverage outside the usual timelines. These Special Enrollment Periods may apply if you:

  • Move to or from Pennsylvania
  • Lose employer or union health coverage
  • Qualify for Medicaid or Extra Help
  • Experience other Medicare‑eligible life changes

SEPs can open the door to new Medicare plans in Pennsylvania, including Medicare Advantage, Medigap, and Part D options. Every situation is unique, so it’s important to understand which rules apply to you.

Medigap (Medicare Supplement Insurance) Enrollment

If you recently turned 65, you may still be within your six‑month Medigap Open Enrollment Period. This is often the best time to enroll in a Medicare Supplement plan in Pennsylvania, because insurance companies cannot deny coverage or charge more due to pre‑existing health conditions.

Popular options like Medicare Supplement Plan G and Medicare Plan N can help lower out‑of‑pocket costs and provide predictable coverage for Lancaster‑area seniors.

Need Help? Senior Solutions of PA Is Here for You

Navigating Medicare can feel overwhelming — but you don’t have to sort through it alone. As a family‑owned, independent Medicare broker in Pennsylvania, Senior Solutions of PA works with multiple top‑rated carriers to help you find coverage that fits your health needs, budget, and long‑term goals.

Whether you’re in Lancaster, Harrisburg, York, Reading, or anywhere in Pennsylvania, we’re here to simplify your Medicare decisions and provide honest, compassionate guidance.

If you’d like help reviewing your situation or exploring your 2026 Medicare options, reach out anytime — we’re here to support you.